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Today's Rates
Last update: May 9, 2008 09:47 AM PST
Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo | Government
Conforming Loan Programs
Conforming rates for loans to $417,000.
30 yr fixed conforming
Conforming 30 year fixed rate mortgage. |
5.875 |
0.000 |
5.939 |
| 5.625 |
1.000 |
5.781 |
| 5.375 |
2.000 |
5.622 |
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15 yr fixed conforming
Conforming 15 year fixed rate mortgage. |
5.500 |
0.000 |
5.607 |
| 5.250 |
1.000 |
5.512 |
| 5.000 |
2.000 |
5.417 |
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3/1 ARM
Conforming 3 year fixed then 27 years adjustable. |
5.125 |
0.000 |
4.409 |
| 4.750 |
1.000 |
4.407 |
| 4.375 |
2.000 |
4.406 |
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30/5 yr fixed or 5/1 ARM
Conforming 5 year fixed then 25 years adjustable. |
5.375 |
0.000 |
4.641 |
| 5.125 |
1.000 |
4.635 |
| 4.875 |
2.000 |
4.629 |
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30/7 yr fixed or 7/1 ARM
conforming 7 year fixed then 23 years adjustable. |
5.500 |
0.000 |
4.855 |
| 5.250 |
1.000 |
4.819 |
| 5.000 |
2.250 |
4.807 |
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10/1 ARM
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1 year ARM
Conforming 1 year fixed then 29 years adjustable. |
7.125 |
0.000 |
4.423 |
| 6.000 |
1.250 |
4.437 |
| 5.000 |
2.250 |
4.440 |
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Jumbo Loan Programs
Jumbo rates for loans over $417,000.
30 yr fixed jumbo
Jumbo 30 year fixed rate mortgage. |
7.625 |
0.000 |
7.662 |
| 7.250 |
1.000 |
7.388 |
| 6.750 |
2.000 |
6.984 |
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15 yr fixed jumbo
Jumbo 15 year fixed rate mortgage. |
7.000 |
0.000 |
7.057 |
| 6.500 |
1.000 |
6.717 |
| 6.250 |
2.000 |
6.627 |
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3/1 jumbo ARM
Jumbo 3 year fixed then 27 years adjustable. |
5.750 |
0.000 |
4.724 |
| 5.000 |
1.000 |
4.632 |
| 4.750 |
2.250 |
4.682 |
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5/1 jumbo ARM
Jumbo 5 year fixed then 25 years adjustable. |
6.500 |
0.000 |
5.208 |
| 5.625 |
1.250 |
4.980 |
| 5.375 |
2.250 |
4.975 |
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7/1 jumbo ARM
Jumbo 7 year fixed then 23 years adjustable. |
7.000 |
0.000 |
5.739 |
| 5.875 |
1.000 |
5.239 |
| 5.500 |
1.750 |
5.115 |
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10/1 jumbo ARM
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1 year ARM
Jumbo 1 year fixed then 29 years adjustable.
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7.125 |
0.000 |
4.626 |
| 6.000 |
1.250 |
4.641 |
| 5.000 |
2.250 |
4.644 |
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Interest-Only Conforming Loan Programs
Conforming rates for loans to $417,000.
5/1 ARM Interest-Only
Same as conforming 5 year fixed, 5 year interest only. |
5.375 |
0.000 |
4.705 |
| 5.125 |
1.250 |
4.717 |
| 4.875 |
2.000 |
4.686 |
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7/1 ARM Interest-Only
Same as conforming 7 year fixed, 5 year interest only. |
5.500 |
0.000 |
4.906 |
| 5.250 |
1.000 |
4.866 |
| 5.000 |
2.250 |
4.847 |
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Interest-Only Jumbo Loan Programs
Jumbo rates for loans over $417,000.
5/1 ARM jumbo Interest-Only
Same as Jumbo 5 year fixed, 5 years interest only. |
6.500 |
0.000 |
5.267 |
| 5.625 |
1.250 |
5.039 |
| 5.375 |
2.250 |
5.030 |
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7/1 ARM jumbo Interest-Only
Same as Jumbo 7 year fixed, 5 years interest only. |
7.000 |
0.000 |
5.783 |
| 5.875 |
1.000 |
5.285 |
| 5.500 |
1.750 |
5.159 |
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Government Loan Programs
| 30 yr fixed VA |
6.250 |
0.250 |
6.340 |
| 5.875 |
1.250 |
6.057 |
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| 15 yr fixed VA |
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.
 The Mortgage Center - 11992 Highway 88, Suite 2040 - Jackson, CA 95642 Office Phone: (209) 223-0028 Fax: (209) 223-2956 Cell Phone: (209) 304-3821
We lend in the following states: California
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